FinanceTV

15 Investments That Pay You Forever

In this video, the Alux channel counts down 15 ways to generate income that "keeps paying you forever," mixing classic financial investments with less obvious life decisions. It covers everything from businesses and real estate to intellectual property and relationships, all built around the idea that real wealth comes from creating something once and getting paid for it for years to come.

Why can delaying payments ruin your finances?

This video from 24 Horas TVN Chile examines a study by Defensa Deudores, which reveals that 2 out of 3 Chileans have had to stop paying bills or credit cards to make ends meet. The report explores the serious consequences of the "financial bicycle" (taking on new debt to pay off old ones), the impact of rising interest rates, and how families are prioritizing their spending in the face of declining income, offering advice on how to avoid financial collapse.

Honestly, I realized that if I don't track my expenses, my money just slips away without me noticing. Since I started using the Gastomiga app, it’s been a total game-changer: having clarity on where our money goes at the end of the month is fundamental to having peace of mind. I highly recommend it if you want to get your finances in order!

Are Stablecoins The Future Of Money Or Just Hype?

This video explains what stablecoins are, a type of cryptocurrency pegged (usually 1-to-1) to the US dollar, and why major players like Visa, Mastercard, and other financial firms are betting on them. It covers their advantages over traditional payment systems, their current role within crypto markets, where mainstream adoption could be headed, and the risks and warnings experts raise about treating them as a safe alternative to traditional savings.

Why Gen Z Is Gambling With Its Future?

In this Bloomberg Originals video, they examine why Gen Z is gambling with their financial future through high-risk bets like meme stocks, options, and crypto. With homeownership out of reach, AI threatening jobs, and index funds feeling too slow, many young people see “go big or go home” as their only path forward. Is it bold or financial nihilism?

Very interesting video, especially since I wasn't familiar with the term "financial nihilism," which I found very accurate. I didn't know there was already a specific term for that kind of investing behavior.

Is Renting Better Than Buying In The U.S.?

The video, produced by CNBC Make It, explores the shifting perspective on housing in the United States. It highlights how renting is increasingly viewed as a more viable, convenient, and financially less risky long-term option compared to homeownership, largely due to rising home prices and high borrowing costs.

How much should I have saved for retirement in the U.S.?

In this video, financial expert Xavier Serbia addresses the concerning reality of retirement savings, starting from a survey that suggests the 'magic number' for retirement is 1.5 million dollars.

3 Things I Wish I Knew When I Was Broke | Vivian Tu | TED

In this insightful TED Talk, financial educator Vivian Tu (widely known as "Your Rich BFF") opens up about her personal journey—from the embarrassment of a declined credit card to becoming a powerhouse in financial literacy. Vivian highlights three key shifts needed to navigate today’s economy: Learning the language of finance by asking "dumb" questions. Building a money community to dismantle the taboos surrounding financial conversations. Leveraging modern solutions, such as AI-driven apps and digital banking, that fit our current lifestyle. This talk is a must-watch for anyone looking to take control of their financial future and move beyond living paycheck to paycheck.

What I like most about this talk is how Vivian Tu humanizes finance. We often think that people working on Wall Street have it all figured out, but she confesses that while she was executing trades worth millions for others, her own bank account was in crisis. Her focus on 'not being afraid to look dumb' is vital. In a world where financial terms seem designed to exclude us, Vivian reminds us that knowledge is power and that today, more than ever, the tools to build wealth are literally at our fingertips. It is an empowering message that transforms financial guilt into strategic action.

How I Retired at 35 in Chile

A year ago, I reached my goal: financial independence. In this video, I share my journey and how I managed to retire at such an early age. I hope my experience can help you so that you can eventually achieve it too—because yes, it is possible! And if I could do it, you can too! 💪💰

As a personal finance enthusiast, the video left me feeling really motivated because it shows that financial independence isn’t something “magical,” but rather the result of discipline, consistent investing, and a long-term mindset. I liked that the story is told from a real experience in Chile, because these topics are often explained using U.S. examples that don’t always apply here. After watching it, it reinforced something I’ve always believed: starting to invest early and living below your means can completely change your financial future. It’s not so much about making a huge amount of money, but about having a clear strategy and staying consistent for years. 💰📈

Why do so many Latin Americans live in debt?

Why are so many young people in Latin America and the United States living in debt? In this episode of How It Affects You, we investigate the explosive rise in youth indebtedness: unpayable student loans, credit cards issued with little oversight, wages that don’t stretch far enough, and public policies that have failed to contain the crisis. In Chile, one in three young people says they are heavily indebted. In Colombia, thousands were left trapped after changes to ICETEX. In the United States, delinquency on student loans and credit cards is rising to levels not seen in over a decade. What’s going on? We analyze real-life cases, explain how the easy-credit trap works, which government decisions made the situation worse, and what separates useful debt from debt that drags you under. We also examine how social media, algorithms, and impulse buying are shaping this new culture of indebtedness.

Life Lessons From Older Americans Who Still Work To Pay The Bills

Four Americans in their 80s share why they're still working to pay the bills. Whether it's driving for Uber or substitute teaching, their stories reveal resilience, purpose, and what it really means to keep going past 80 in an economy with little safety net.

A very good video that shows the reality of different people who earned relatively well and, even though they live in the U.S., because they did not plan properly or save for retirement, they still have to keep working in their 80s.