Investment Platforms

Zesty is a fintech investment platform that allows users to invest mainly in U.S. and Chilean stocks and ETFs through a fully digital app. It is designed to make international investing accessible, especially for beginners, by allowing users to deposit in local currency and invest with relatively low minimum amounts.

What does Zesty offer?

• Access to U.S. stocks and ETFs: Users can buy and sell shares and ETFs listed on U.S. markets. In addition to allowing investment in the Santiago Stock Exchange (Chile).
• Low minimum investment: Designed for people who want to start investing with small amounts of money.
• Local currency deposits: Users can fund their accounts in local currency, and the platform handles the currency conversion.
• Self-directed investing: You choose what to buy and sell; Zesty does not manage portfolios for you.
• Digital wallet features: Offers additional features such as a dollar wallet and tools to manage cash inside the app.

Racional is a Chilean fintech investment app that makes it easier for everyday people to invest — even with small amounts — and access international markets.

What does Racional offer?

• Automated portfolios (“Racional Portafolios”): The app helps you build diversified portfolios of low-cost index funds (ETFs) or selected investments, optimized for your financial goals (e.g. retirement, savings, goals).
• Direct investment in U.S. stocks and ETFs (“Racional Stocks”): You can buy fractional shares of companies or ETFs listed in the U.S. market — even starting from small amounts (from about 5 USD).
• Low-entry barrier: You can begin investing with small amounts (from as little as 5,000 CLP) via the app.
• Digital and accessible: Fully online app, no paperwork needed — ideal for people new to investing.

Why might Racional stand out?

• Flexibility & control: You can choose a set-and-forget portfolio or pick individual U.S. stocks/ETFs yourself — giving más control si te interesa participar directamente.
• Access to U.S. markets: Permite invertir en dólares y acceder al mercado norteamericano desde Chile, con custodia a través de brokers regulados.
• Bajos montos mínimos y facilidad de entrada: Ideal para quienes recién comienzan, o tienen poco capital, o quieren diversificar gradualmente.
• Transparencia en costos (versus instrumentos tradicionales): Comisiones razonables y posibilidad de invertir desde montos bajos.

Fintual is a Chilean fintech company (also operating in Mexico) that provides 100% digital and regulated investment services. Its main goal is to make saving and investing simple and accessible for everyone, whether you are a beginner or an experienced investor.

What does Fintual offer?

• Diversified mutual funds: Fintual manages several funds with different risk profiles (conservative, moderate, aggressive, etc.).
• Goal-based investing: You can create specific financial goals (such as buying a home, studying, retirement, or vacations), and the platform builds a portfolio aligned with your time horizon and risk tolerance.
• International stocks and ETFs: Through Fintual Acciones, you can invest directly in U.S. stocks and ETFs, even with small amounts of money and without strict minimum investment requirements.

Why do people choose Fintual?

• Fully digital platform: Registration, investing, and portfolio tracking are all done through the app or website.
• Transparent and regulated: Fintual is regulated by the Chilean Financial Market Commission (CMF), meaning its funds are supervised and meet strict regulatory standards.
• Low fees and simple processes: It offers relatively low commissions with no complex paperwork.
• Flexibility: You can invest small amounts, adjust your portfolio over time, and withdraw your money when needed.