Financial Tools

Official tool from Chile's Superintendence of Pensions that estimates your approximate pension if you are enrolled in an AFP (private pension fund manager). It takes into account your age, sex, accumulated balance, salary, months contributed, funds, voluntary savings (APV) and retirement age, and returns an expected pension plus, if you are more than five years from retirement, an optimistic and a pessimistic scenario. You can sign in with your Clave Única or your AFP password to load your data, or enter without one and fill it in by hand. The result is a simulation, not a guaranteed amount: it does not include state benefits, and its assumptions were last updated in November 2024.

Official service from Chile's Commission for the Financial Market (CMF) to find out which insurance policies you hold or are covered by. You sign in with your Clave Única (Chile's government digital ID) and get an online report based on what insurers provide: company, type of insurance, coverage period, policy number and broker. Relatives and heirs of a person who has died or has been declared legally incapacitated can also submit a query by attaching supporting documents. It is free and does not disclose who the beneficiaries of a policy are.

Simulators section of the CMF Educa portal from the Commission for the Financial Market of Chile (CMF). This page provides interactive tools to help users understand and plan financial matters, such as comparing mutual fund returns, simulating mortgage loans, calculating budgets, expenses, and other scenarios that support making informed personal finance decisions.

Official platform from the Chilean Commission for the Financial Market (CMF) that allows individuals to check all their debts in the CMF-supervised financial system, such as consumer loans, mortgages, or credit cards, using their RUT (ID number) and Clave Única (Unique Key). On the site you can see the total amount owed, the financial institution, the type of credit, and payment status, helping you better understand your financial situation. The service is free and regularly updated for accurate information.

The CPI Calculator is an official web tool from Chile’s National Institute of Statistics (INE) that allows users to calculate the change in the Consumer Price Index (CPI) between two periods and update amounts in Chilean pesos based on that variation. It can be used, for example, to see how inflation has changed between two dates or to adjust a past amount of money—such as a salary, rent, or price—to its current value using the official CPI variation.