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Calculator

Compound Interest Calculator

Visualize how your money grows over time

Currency:

Compound interest is the process of earning interest on previously earned interest. It is one of the most powerful tools for growing your wealth over the long term.

💰

Initial Investment

The capital you invest at the beginning

📈

Contributions

Regular contributions that increase your capital

⏱️

Time

The longer the time, the greater the compound interest effect

📊

Interest Rate

The percentage you earn on your investment annually

🔄

Compounding

How often interest is calculated and added

📉

Inflation

The loss of purchasing power of money over time

Parameters

CLP
CLP
%
%

Adjusts results to real purchasing power

years
Final Balance (Nominal Value)
$19.419.108
Real Balance
$14.449.640

Real Value (Inflation Adjusted)

Interest Earned
$6.419.108
Purchasing Power Loss
$4.969.468
Total Contributions
$13.000.000
Effective Return
+49.4%
(Real: +49.4%)

Your Investment Growth

Principal
Interest
Year 1
$2.318.778
Year 2
$3.732.890
Year 3
$5.249.228
Year 4
$6.875.183
Year 5
$8.618.678
Year 6
$10.488.210
Year 7
$12.492.892
Year 8
$14.642.491
Year 9
$16.947.486
Year 10
$19.419.108

Year by Year Breakdown

YearContributionsInterestBalanceGrowth
1$1.200.000$118.778$2.318.778+131.9%
2$1.200.000$214.112$3.732.890+61.0%
3$1.200.000$316.338$5.249.228+40.6%
4$1.200.000$425.955$6.875.183+31.0%
5$1.200.000$543.495$8.618.678+25.4%
6$1.200.000$669.532$10.488.210+21.7%
7$1.200.000$804.681$12.492.892+19.1%
8$1.200.000$949.600$14.642.491+17.2%
9$1.200.000$1.104.994$16.947.486+15.7%
10$1.200.000$1.271.623$19.419.108+14.6%

Tip

Compound interest is more powerful over time. Starting early, even with small amounts, can generate surprising results.

This calculator is for educational purposes only. Results are estimates and do not constitute financial advice.